FogPay PERSONAL WALLET

Mobile-First Personal Wealth Management & WhatsApp AI Conversational Banking[cite: 14]

PWA INSTANCE ACTIVE
Available Cash Position
₦36,011.00
🪙 Micro-Savings Vault₦4,250.00 Active

🤝 TRANSACTION BUDDIES (40% FEE DISCOUNT)

Add up to 10 favourite buddies for a 40% reduction in transfer charges[cite: 14].

💳 Global Card Issuance Requests Desk

📱 CATEGORIZED PAYMENTS & BILL PAY HUB

📱 Mobile Quick Actions
🏠 Utilities & Entertainment
🏛️ Lifestyle & Visa Fees

💳 Active Digital Card Portfolio

🛡️ PROACTIVE "REAL-LIFE" SECURITY SUITE

🌙 NightGuard Protection
Face ID required (11 PM - 7 AM)[cite: 14]
ACTIVE
🛡️ Safety PIN Coercion Defense
Silent 24h freeze on distress PIN[cite: 14]
ARMED
FogPay AI Node Kimi Neural Core Engine[cite: 14]